setting goals Tag

  1. If you are expecting a tax refund do not earmark it for anything.  Interest-free loans to the government aside, put any surplus funds in a savings account and resist the urge to touch it. Stat! [caption id="attachment_5766" align="alignleft" width="235"] If only we could travel this easily, but until then, we'll have to pay our way to our dream destination...

Most people recognize the term fear of failure, where someone might be reticent to attempt a task because somewhere deep down inside they fear that they might fail.  Rather than venture into a hopeless situation, they will rationalize that the smart thing to do is to not bother at all.  Nothing ventured, nothing gained; but no chance of failure either.   [caption...