Budget Tips, Newbie How-to's, Travel Advice

The Top 12 Ways To Save Money Without Really Trying (If You Ever Hope To Take That Trip You’ve Been Dreaming Of)

July 3, 2011 • By


If only we could travel this easily, but until then, we’ll have to pay our way to our dream destination…

1. If you are expecting a tax refund do not earmark it for anything.  Interest free loans to the government aside, put any surplus funds in a savings account and resist the urge to touch it. Stat!

2. Place any change left from each one dollar bill that you use during a purchase into a large glass jar.   If there’s any change in your pocket, drop it in the jar….no exceptions!  When it’s full, take it to your local Coinstar machine (usually found in grocery stores) or its equivalent and deposit the bills that you get in trade into your savings account.

3. Do side jobs in your spare time.  Cut grass, do a friends hair, mani-pedi, type resumes, etc.  If you have a specialized talent or skill, use it to your advantage.  I paid a twelve year old $5 for wearing a shirt with my website address on it for five consecutive days by using the Fiverr site.  Quirky job, but he’s that much closer to realizing his dream of going on a class trip to Australia.

4. Cliched, but so true!  Forgo the beverage god, Starbucks.  I bristle at the thought of paying $4.00 for a pound of coffee, so I’m downright apoplectic when it comes to the price of a cup of Starbucks!   No offense, but I like the cappuccino at the local Quiktrip or RaceTrac gas stations better than the big ‘S’ and it only sets me back a little over a buck.  Even better drink the coffee that your employer (may) provide for free at work!  Don’t even think about it….just put the money that you would have spent in that jar!

5. Start using coupons religiously.  Whether it’s through your grocery store’s loyalty program, coupons clipped from the newspapers or coupon deals from sites like Groupon or Half Off Depot are growing exponentially by the day.  So if you must reach into the wallet and part with some cash, try to find discounts and bargains that will lessen the pain.  The trick is that whatever you happen to save must go directly into the glass jar.READ MORE